Loan-to-Value Ratio is the single most important number in property lending. Here's how it's calculated and how to maximise your borrowing position.
Banks and non-bank lenders can look at the same property development deal in very different ways. The right option depends on timing, structure, documentation and exit.
This guide explains the main funding considerations, the information lenders usually review, and how to prepare a cleaner property finance request.
Lenders assess the security position, borrower contribution, loan term and exit strategy together. A deal can be strong when the numbers are realistic and the supporting documents are clear.
Non-bank finance can be useful when the project is commercially sound but does not fit a standard bank checklist. The assessment still needs evidence, but it can focus more directly on the asset and exit.
Before approaching a lender, confirm the loan amount, the available equity, the security property, and the preferred repayment path. This gives the funding request a practical structure from the start.
Loan-to-Value Ratio is the single most important number in property lending. Here's how it's calculated and how to maximise your borrowing position.
Non-bank lenders work lean - but they do need specific information. Here's exactly what to prepare for a fast, clean submission.
Construction loans work differently to standard mortgages. Here's how drawdowns, progress payments, and builder contracts fit together.
Funding solutions designed for property developers, investors, and brokers across Australia.