Asset Backed
Lending

Fast property-backed funding for developers and investors across Australia.

Asset backed lending provides flexible funding solutions secured by property assets. It is commonly used by developers, investors, and business owners who require fast access to capital for residential development projects, land subdivisions, residual stock financing or business expansion.

Overview

  • Loan SizeUp to $7 million
  • Maximum LVRUp to 75% LVR
  • Interest RatesFrom 10.50% p.a.
  • Loan Terms6 to 12 months
  • Property SecurityVacant land, houses, units, or duplex properties
  • Servicing RequirementsNo debt servicing required
  • LocationAvailable across all Australian states and territories

Asset backed lending provides flexible funding solutions secured by property assets. It is commonly used by developers, investors, and business who require fast access to capital for residential development projects, land subdivisions, or residual stock financing.

Asset Backed Lending in Australia

Asset backed lending is a type of finance where a loan is secured against property or other tangible assets. It is commonly used by property developers and investors who require fast access to capital.

Compared to traditional bank lending, asset backed finance often allows for faster approval times and more flexible structures, making it a popular solution for developers working on small to medium sized housing projects.

Why Use Asset Backed Lending

  • imgSettle a purchase
  • imgBridge a sale or purchase
  • imgAccess or unlock equity
  • imgAccess capital for business expansion
  • imgTo hold residual stock

How Asset Backed Lending is Used

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Initial Purchase

Get your project kick started with the initial purchase by using the equity in existing assets.

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Residual Stock Loans

Loans secured against unsold development stock following completion. Maximise sale price on your terms.

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Unlock Equity

Use your existing equity for business purposes. Business expansion, new acquisitions or expanding production.

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Bridging Finance

Allow you to complete a transaction whilst waiting for another settlement. Don't let the opportunity pass by.

Do You Need Funding?

Request a no obligation, no cost letter of offer providing you funding options, or speak with our team to discuss.

Types of Projects We Fund

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Residential townhouse developments
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Duplex and small housing projects
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Property investment opportunities
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Short-term development finance
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Land subdivision developments
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Residual stock financing

frequently asked questions

Asset backed finance is a funding solution secured by property assets, commonly used by developers, investors and business owners to acquire fast access to capital. Uses can be, to settle a purchase, bridge a purchase, unlock equity or business expansion.

Asset backed finance is commonly used by property developers, investors and business owners who require flexible funding solutions for commercial, development, or non-standard lending scenarios.

Security may include commercial property, development sites, investment property, land or other asset-backed holdings depending on the transaction structure and deal requirements.

Letters of offer can be issued within 48 hours, transactions can then settle usually within 7 days of documents being completed. No servicing assessment is required.

No debt servicing requirements exist for asset backed loans. Assessment is based entirely on the asset. As a result asset backed loans can move very quickly.

Funding may be available for townhouse developments, land subdivision projects, residual stock loans, commercial acquisitions, construction funding, business expansion and other commercial transactions.

Get a no obligation,
no cost letter of offer within 48 hours.

Funding solutions designed for property developers, investors, and brokers across Australia.