About Commercial Property Funding

Senior & Mezzanine Property funding

A non-bank property lender built for serious developers and brokers with deals that can't afford to wait. Letters of Offer in 48 hours. Settlement with in 7 days. Real human assessment.

  • check-iconAsset-backed lending
  • check-iconNo presales required
  • check-iconNo clawbacks for brokers
  • check-iconAustralia-wide

A non-bank lender, built for real-world property deals

Commercial Property Funding is a wholey Australian owned private lender focused on one thing: providing funding options to property developers, owners and brokers in a timely fashion and with concrete certainty.

We assess every transaction on its merits - the asset, the exit, the sponsor - not against a generic bank scorecard. That's why we settle complex deals in days, not months, and why we keep being the lender brokers come back to.

Asset-backed

Asset-backed lending, sensible LVRs, no servicing required.

Deal-led

Funding structured around your project, not rigid loan terms.

Australia-wide

All states, capital cities and major regional centres.

Banks weren't built for fast-moving property deals

Same deal, two different outcomes. Here's what changes when you go to a deal-first lender.

Traditional bank

Slow. Rigid. Risk-averse.

  • icon3-5 weeks for a Letter of Offer - if it comes at all
  • iconDecisions driven by tick-box credit policies
  • iconStrict pre-sale and serviceability hurdles
  • iconNon-standard or time-sensitive deals declined
  • iconApplication fees, valuations and clawbacks
Commercial Property Funding

Fast. Flexible. Built for the deal.

  • icom Letter of Offer within 48 hours of submission
  • icom Asset-led assessment by people who lend for a living
  • icom No presales required on most projects
  • icom Funding for complex, layered or non-standard scenarios
  • icom Settlement within 7 days of executed documents

Three principles. Every deal. Every time

01
Deal-first lending

We start with the transaction in front of us - its structure, timing and exit - and shape the funding around it. Not the other way around.

02
Asset-based decisions

Real loans against real property security. We anchor decisions in the strength of the asset and the project, not arbitrary policy hurdles.

03
Real human assessment

One credit decision-maker on every file from enquiry through to settlement. No call centres. No anonymous committees. No surprises.

Have a Deal That Needs Funding?

Submit your deal for assessment or speak with our team to discuss the project.

How it works

From enquiry to settlement in seven days.

01
Submit your deal

Send us the basics - asset, parties, capital required and exit. No application fee, no obligation.

02
48-hour Letter of Offer

A real assessor reviews your file. Within 48 hours, you get a concrete Letter of Offer.

03
Documentation

Streamlined documentation, drawn up by our in-house team. We keep the legal pack clean and tight.

04
Settle in 7 days

Funds drawn. Settlement booked. Project moves. Most deals settle within seven days of executed docs.

How it works

From enquiry to settlement in seven days.

$1.2B + funded

Across 300+ commercial property and construction transactions. Every deal underwritten and funded by us.

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Direct lender

Our balance sheet, no credit committee. No middle layer slowing things down.

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Australia-wide reach

Capital deployed across all states and major regional markets, not just east-coast capitals.

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Track record on hard deals

Layered structures, low-doc, complex sponsors - the hard stuff is where we shine.

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Broker partner first

No clawbacks. Full commissions paid on settlement. Repeat brokers, repeat deals.

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"We started CPF because too many good deals were dying in bank queues. Property doesn't wait and neither do we. If a deal stacks up, we'll fund it. Simple as that."

Anna - CPF
20+ years in commercial property finance
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